SGSY is being implemented since April 1999 as a major anti-poverty scheme for the rural poor, by organizing them into Self Help Groups (SHGs), providing them with skill development training and helping them to get credit linkage with financial institutions and providing infrastructure and marketing support for the products produced by them. Government of India and the State Government are sharing the costs in the ratio of 75:25.

The SGSY fund is used to provide subsidy for the Revolving fund and Economic assistance to Self Help Groups. Part of the Scheme component is also utilised for formation of groups and conduct of training for their basic orientation and skill upgradation. Upto 20% of the total allocation can also be spent on putting up of Infrastructure required for promotion of activities of SHGs. The SHGs, after the first grading, are provided with a revolving fund of Rs.25,000 (bank loan of Rs.15,000 and Rs.10,000 as subsidy). After the second grading, the successful groups are provided with economic assistance, the maximum eligible subsidy being 50% of the project cost with a ceiling of Rs.1.25 lakhs.

In 2008-09 a sum of Rs.125.16 crores has been allocated for the implementation of this scheme with a credit target of Rs.174.69 crores. In order to implement the scheme in a more purposeful manner, the following initiatives will be taken in 2008-09:

i) A major portion of the Scheme component will be utilised for the disbursement of the subsidy component of Revolving fund to the eligible SHGs formed under Mahalir Thittam.

ii) To encourage the marketing of products produced by SHGs, Calendar of Exhibitions of SHG products for the Districts are being prepared and arrange the exhibitions will be accordingly conducted as per the schedule charted out in the Calendar.

iii) The implementation of SGSY scheme was so far monitored by Director of Rural Development and Panchayat Raj, whereas, the Mahalir Thittam and Vazhundhu Kattuvom Project that also focus on the empowerment of women, are monitored by the Managing Director of Tamil Nadu Corporation for Development of Women. In order to ensure that there is a convergence of activities taken up under SGSY scheme, Mahalir Thittam and the Vazhundhu Kattuvom Project, the monitoring of SGSY scheme has now been ordered to be transferred to the Managing Director, Tamil Nadu Corporation for Development of Women.

Table 2.4.1
Swarna Jayanthi Gram Swarozgar Yojana (SGSY)

Sl.No.	Year	Financial Allocation (Rs. In Crores)
1	2000 - 01	62.52
2	2001 - 02	36.17
3	2002 - 03	36.17
4	2003 - 04	49.97
5	2004 - 05	62.56
6	2005 - 06	62.56
7	2006 - 07	69.39
8	2007 - 08	105.87
9	2008 - 09	125.16

Table 2.4.2
District wise Allocation under Swarna Jayanthi Gram Swarozgar Yojana (SGSY)

Sl.No.	Name of the District	Central Share (75%)	State share (25%)	Total
1	Kancheepuram	431.66	143.89	575.55
2	Tiruvallur	357.06	119.02	476.08
3	Cuddalore	391.33	130.44	521.77
4	Villupuram	773.43	257.81	1031.24
5	Vellore	656.12	218.71	874.83
6	Thiruvannamalai	415.38	138.46	553.84
7	Salem	438.25	146.08	584.33
8	Namakkal	246.82	82.27	329.09
9	Dharmapuri	243.97	81.32	325.29
10	Krishnagiri	265.97	88.66	354.63
11	Erode	340.81	113.61	454.42
12	Coimbatore	430.74	143.58	574.32
13	Nilgiris	74.46	24.82	99.28
14	Thanjavur	384.59	128.20	512.79
15	Nagapattinam	251.47	83.82	335.29
16	Tiruvarur	265.87	88.62	354.49
17	Tiruchirapalli	287.55	95.85	383.40
18	Karur	182.90	60.97	243.87
19	Perambalur	252.30	84.10	336.40
20	Pudukottai	241.99	80.66	322.65
21	Madurai	340.12	113.37	453.49
22	Theni	176.19	58.73	234.92
23	Dindigul	295.97	98.66	394.63
24	Ramanathapuram	221.13	73.71	294.84
25	Virudhunagar	267.62	89.21	356.83
26	Sivagangai	218.32	72.77	291.09
27	Tirunelveli	415.54	138.51	554.05
28	Toothukudi	312.98	104.33	417.31
29	Kanniyakumari	206.70	68.90	275.60
	Total	9387.24	3129.08	12516.32